Home. It’s the most important purchase you’ll ever make. As an experienced agent, I understand the difference between buying a house and finding your home. Let me show you how to make the process smooth and trouble-free.
The Home Buying Process

Before You Buy
Preparation is key when purchasing a property. From down payments and mortgage prequalification to understanding the type of home that will meet your needs and satisfy your wants, I can make sure your financial ducks are in a row and your expectations are grounded in reality when preparing to buy.

The Search
Selecting your perfect home will require research, expert guidance and knowledge of the local market, and you’ll need to consider what it is you’re looking for. I can help you find the place that fits your taste, your budget, and your lifestyle. I’m a home hunter’s best friend.

Making the Purchase
So, you’ve found the perfect home that meets all your criteria, from a great location to just the right square footage. As your trusted agent, I will guide you through the logistical – and emotional – challenges of the purchase process, to ensure you are in a solid position before you sign on the dotted line.
Find Out What You Can Afford
Use the interactive mortgage calculators below to estimate your payments, affordability, BC Property Transfer Tax, closing costs, and required income. When the time is right, I can connect you with a trusted lender to begin the preapproval process – a critical first step toward making a smart, solid offer on your dream home.
Mortgage & Home-Buying Tools
Estimate payments, affordability, BC property transfer tax, and closing costs. For guidance tailored to your situation, contact Hamdija Rujnic, Realtor®.
Mortgage Calculator
Disclaimer: These tools are for illustration only and do not constitute mortgage advice or approval. Consult your lender or mortgage professional for exact qualifications and rates.
